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Even with these ificant contributions, Black women live at the intersection of multiple barriers and experience the compounded effects of racial and gender bias. This combination in low-wage jobs and a ificant wealth gap: Black women who work full-time, year-round earn 62 cents for every one dollar white men earn working full-time, year-round.
When posed that question, Dr. Lori Martin, a professor of African and African American studies and sociology at Louisiana State University, had this to say: "A livable place for Black women is safe, and for women with children, it is home to schools where all students have access to an excellent education.
It would also be diverse, with a visible and thriving black community, including black businesses. While the socioeconomic realities of our current time touch all corners of the country, there are pockets of the U. MoneyGeek analyzed data on income, the cost of crimehomeownership and poverty levels from cities across the United States to rank the best — and worst — cities for Black women to live. MoneyGeek ranked cities with populations greater than 65, from the best to the worst for Black women.
The ranking includes analysis of income, poverty rate, homeownership, educational attainment, and health insurance gaps between Black women and the entire population nationally and locally. The size of the local Black population and the cost of crime in the area was included in the ranking to reflect the presence of Black community and safety, respectively.
In contrast, Corpus Christi, Texas, ranked lowest for Black women. In Corpus Christi, Black women face high poverty rates in absolute and relative terms, associated low income rates, and have the worst rate of health insurance coverage for Black women between of the cities analyzed. The analysis finds a trend common to Americans overall, in that cities that are best for Black women can be geographically close to some of the worst.
Income disparity is a key measure of how well Black women are doing today. For each city in the analysis, we calculated the local Equal Pay Day, the day in the following year when Black women would make an equivalent amount as a white man, using the median income of Black women working full time and the median income of white men working full time in each locality.
In Riverside, California, the median pay of Black women is higher than the median pay of white men. These data are presented in the full data set at the end of this analysis. Less access to economic opportunities puts Black women at a disadvantage in building wealth. This makes it difficult to take advantage of credit cards to manage cash needs and mortgages to buy homes.
Blacks are twice as likely to use payday loanswhich may be appealing as a temporary fix for cash-flow problems but make it challenging to grow financially. Recurrent use of these high-fee services can create a vicious cycle where people using payday loans are locked into a continual shortage of cash, in part due to high fees.
Black women also face health care disparities, experience higher rates of poverty and victimization from violence and lag behind in earnings and homeownership. Access to jobs, higher pay, health care and services that cater specifically to African Americans are some of the unique challenges Black women face when it comes to livability experiences, explains Kalinda Ukanwa, Ph.
MoneyGeek interviewed Dr. Ukanwa and other experts to elaborate on the unique challenges that Black women face and the solutions to help them. The views expressed are the opinions and insights of the individual contributors. But there are tools and resources that can provide Black women economic opportunities and empowerment. Ukanwa shares additional solutions. Research has already shown that degrees increase lifetime earnings, close some societal gaps and increase job security.
But if degrees are not your path, it also means continuing to build that knowledge and expertise in something you can be the best at. Figure out your expertise and what you bring to the table. With an excellent reputation and personal brand, people will start to seek you out rather than the other way around. This increases the worth of your expertise. Educate yourself on how to negotiate. Negotiate to be paid what you are worth. Build your own equity, which decreases the dependence on someone else for your income. For example, this could be your own business, stocks or real estate.
MoneyGeek started with over places in America with populations of 65, or more.
Places without granular data about Black women or lacking other data points for the analysis were removed to get to the final set of cities. The ranking of the Best Cities for Black Women was based on eight factors: safety, Black population, educational attainment, poverty rates, income, employment, health insurance and homeownership. Each factor was weighted equally. Each factor in the study was scaled to a score between 0 and 1. The factors were calculated as follows:.
The cost of crime was logged to adjust the distribution. Black Population full weight : Representing an available community of Black individuals, the Black population was adjusted to a log scale. Educational Attainment full weight : This metric equally comprises two metrics. Employment full weight : The difference in percentage points between the Black female employment rate and the white male employment rate in the locality.
Health Insurance full weight : The difference in percentage points between the rate of Black women ages that have health insurance and the rate of health insurance for all other races nationally. She loves creating content that inspires financial empowerment. By Erin C. So, where can Black women feel supported and flourish financially? Scroll for more. Southfield, MI. New Rochelle, NY. Missouri City, TX. Alexandria, VA. Pembroke Pines, FL.
Inglewood, CA. Fairfield, CA. Sandy Springs, GA. Rancho Cucamonga, CA. Grand Prairie, TX. Irving, TX. Moreno Valley, CA. Compton, CA. Virginia Beach, VA. Aurora, IL. Hampton, VA. Palmdale, CA. Springfield, MA. Hawthorne, CA. Tyler, TX. Norwalk, CT. Elk Grove, CA. Riverside, CA. Chesapeake, VA. Miramar, FL. Corpus Christi, TX. Miami, FL. Gulfport, MS. Fort Lauderdale, FL. Pompano Beach, FL. Allentown, PA. Boynton Beach, FL. North Little Rock, AR. Kalamazoo, MI. Abilene, TX. Waukegan, IL. Canton, OH. Erie, PA. Des Moines, IA. Springfield, IL. If economic policies were enacted to help Black women achieve more economically, what might they be?African american black single woman
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